Get loan application status

Retrieve the status of an existing loan application journey against an loan ID (LID)

For the full list of possible journeyStatus values and what each one means, see Loan application statuses.

Response fields

FieldTypeDescription
journeyStatusstringCurrent journey stage. See Loan application statuses for all possible values.
selection.confirmedAmountnumberLoan amount the user has confirmed so far.
selection.maxAmountnumberMaximum loan amount available to the user.
journeyTracker[]arrayOrdered history of journey stages, each with status and timestamp.
userIdstringUnity user ID.
productTypestringlamf.
assetTypestringMUTUALFUND or STOCKS.
lenderstringLender handling the application (e.g. bajaj_finserv).
appliedOfferobjectPromotional offer details. Returned only when an offer is applicable to the loan; omitted otherwise. See below.

appliedOffer

Returned only when a promotional offer is applicable to the loan. When no offer applies, the object is omitted from the response.

FieldTypeDescription
offerCodestringOffer code (e.g. SCABC).
offerIdstringUnique offer identifier.
expiryDatestringISO 8601 expiry timestamp of the offer.
discountAmountnumberDiscount value.
applicableOnstringWhat the discount applies to. Currently PROCESSING_FEE (ROI not yet supported).
discountTypestringABSOLUTE or PERCENTAGE.
statusstringAVAILABLE, FROZEN, EXPIRED, or LOCKED.
autoApplybooleanWhether the offer is auto-applied.
recommendedbooleanWhether the offer is recommended to the user.
applicableAmountRangeMinnumberMinimum loan amount for the offer to apply.
Path Params
string
required
Defaults to gatewaydemo
Query Params
string
required
Defaults to 6527d80282e78d595e5ee550

Required | LID to fetch the loan application for

Headers
string
required
Defaults to gatewayDemo_secret

Required | apiSecret shared for authentication

string
required
Defaults to eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJndWVzdCI6dHJ1ZSwiaWF0IjoxNjU0MzIxMDAwfQ.qiZ_w1yFYXhkdLMlqI28XJOXitfZwr64e2oL-lMEHZU

Required | JWT created with payload {"iss":"<your_gateway_name>"}, and signed with the shared secret

Responses

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Response
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application/json